Coach Requests

Allowing users to add targets, similar to the Needed for Spending type in YNAB, where you can have it be weekly, monthly, yearly, or custom. I don't see value in other target types in the early stages.

Showing up on the 15th and 31st of the month. Or on a payday. Inactivity triggers, logging in after X days. Timeline triggers, X days after sign up.